October 2013

There are 6 blog entries for October 2013.


Well, maybe not quite yet but living here in Michigan we all know it will be coming, sooner or later.  So let’s talk a little bit about that new home you just bought.  Do you remember what your home inspector said about your insulation?  “Yup looks good, you should be all set come winter time.”  Or was it just the opposite, “better get some more insulation up before winter it will save you a lot in heating costs.”  Either way let’s just look at a few simple steps that each us can take to not only save us all a few dollars, but help us reduce our own carbon footprint.  If you do have to blow in more insulation think about gathering a friend or two and rent the equipment and do it yourself, it’s really not that hard, and it will save you even more

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The Friends of Grand Rapids Parks would like to extend our sincere gratitude for helping us plant 30 new trees at Riverside Park. Your participation is appreciated and essential to growing a vibrant, healthy tree canopy in our community.

 

We also wish to thank Riverbank Finance LLC, ListTrue, Scully Statewide and the Grand Rapids Community Foundation's Youth Grant Committee for coming out on Saturday. On-going thanks is provided to the Grand Rapids Community Founation for providing core start-up funding for the Urban Forest Project. This project was supported in-part by the USDA Forest Service through the Great Lakes Restoration Initiative.

 

The trees that you helped plant will intercept stormwater, provide clean air, and beautify our

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Come out and help! 100 volunteers needed to plant 100 TREES in Riverside Park! Saturday October 26th from 9am to 12pm. We can plant more with more volunteers!

Join Friends of Grand Rapids Parks (FGRP), Urban Forest Project, ListTrue, Riverbank Finance, Scully Statewide Moving, Bell Title, and more at Riverside Park on Saturday, October 26th to celebrate trees by planting new ones and participating in a variety of activities.

We will kick off the morning at 9am, with tree planting to restore trees lost to Emerald Ash Borer and provide canopy to protect water quality. These trees have been funded in part by the US Forest Service through the Great Lakes Restoration Initiative.

People often have trouble finding ways to give back to the community, and we

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Random

What makes a seller want to try to sell their home on their own? When I have met with 'For Sale By Owners' (FSBO's), the answer I get to this question for the most part is "they want to save money." That stands to reason since we all work so hard for our money, doesn't it make sense that the money should stay in our pockets?

With the surfacing of many FSBO sites and many free online listing sites out there, many home owners are feeling confident enough to spend the time to be their own sales agent. Some homeowners are very good at it, and most are putting themselves at risk of losing more than if they had hired a Realtor in the beginning. The typical FSBO home sold for $174,900 compared to $215,000 for agent-assisted home sales...that's a whopping

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Five years after the housing bubble burst, the United States is in the midst of a housing affordability crisis. Home prices have fallen a third from their peaks, but many Americans cannot benefit because they cannot get a mortgage.

Director of Research at the Joint Center for Housing Studies Chris Herbert says, "Tight credit is limiting the ability of would-be homeowners to take advantage of today's affordable conditions and likely have discouraged many from trying." What is tight credit you ask......a situation in which it is difficult to secure a loan. That is, tight credit occurs when banks are unwilling to part with their money, even on an interim basis. Tight credit may occur during periods of uncertainty or simply during times of high interest

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As the lights go out in Washington D.C. many are wondering if applications for government-backed mortgages will continue.  

According to CNNMoney's September 30th issue applications will continue to be processed! HUD believes it needs to continue to process "in order to support the health and stability of the U.S. mortgage market." HUD originally said on Friday that it would stop working on applications but reversed that position over the weekend.

Incorect information about a potential shutdown's impact on the FHA single-family loans was mistakenly posted on Friday. FHA oficials said that a limited number of FHA staff will be available to underwrite and approve new loans. This is good news for those of us that work in the real estate industry and

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