Senior Community

There are currently 5 blog entries related to this category.

The Beauty of Independent Living

The Beauty of Independent Living

Independent living is simply any housing arrangement designed exclusively for seniors, generally over 55 years of age. They are age-targeted communities that offer amenities, social activities and freedom from home maintenance. There are a wide variety of housing options ranging from apartment style living to freestanding homes. Cottages and condominiums are also available depending upon the community.

Residents are seniors who do not require assistance with daily activities or 24/7 skilled nursing but may benefit from convenient services, increased social opportunities and senior-friendly surroundings. Most independent living communities do not offer medical care or a nursing staff, as independent residents need…
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Planning for the future from a legal and financial perspective

Senior Legal Matters

Planning for the future from a legal and financial perspective.

Planning for the future can be confusing and overwhelming! Sometimes caregivers and their elderly parents don’t understand the terms that are used, or what each document is for. In this article it is my hope that I can clearly define the different types of POA’s (Power of Attorney) documents.

A power of attorney, commonly abbreviated as POA, is a legal document that allows people to name someone else to make decision on their behalf. Most states require a POA to be in writing, though verbal POA’s are allowed in some states in certain situations. In many states a valid POA requires notorization and possibly the signatures of one or more witnesses. States do not…
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Purposeful Aging in Place

Purposeful Aging in Place!

What is aging in place? Aging in place means that you remain in your home safely, independently, and comfortably, regardless of age, income, or ability level. Aging in place is a term used to describe a person who remains in the residence of their choice, for as long as they are able, as they age. To be clear: a plan is in place for a senior to be able to have services or support brought into their home, as they are needed.

Many people believe aging in place will fix the problems they have in their lives. That however is not the case. Problems like finances, health, personal or health care can only be fixed if those challenges have been planned for.

Successful aging in place takes stock of current and future needs,

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A Reverse Mortgage

Home Equity Conversion Mortgages (HECM)
Better known as: A Reverse Mortgage

What is it you ask? It is a loan insured by the Federal Housing Administration’s Department of Housing and Urban Development (HUD). The Federal Housing Administration (FHA) Home Equity Conversion Mortgage (HECM) accounts for roughly 90% of all reverse mortgages issued in today's marketplace. The Department of Housing and Urban Development (HUD), AARP, and several other entities have contributed to this surge through consumer education programs. Individuals seeking a reverse mortgage are no longer left empty-handed when searching for information, as educational tools are more readily available than ever before.

This government backed reverse loan product enables you to

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Understanding the Generations
Understanding the Generations

The “generation” a person belongs to can have a tremendous impact on their life decisions, their value system even achieving career success, setting goals and developing relationships with others.

Can it be true that the year you were born provides a framework for how you live your life?

With people living longer and communication increasing it would logically follow that we will be developing relationships with all generations throughout our lives. The term “generation gap” will soon be obsolete.

A generation is based on the range of birth years of a group of people. Traits develop during the formative years of a generation. Largely, a generation is formed by the environment experienced in the early to middle

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