The Beauty of Independent LivingIndependent living is simply any housing arrangement designed exclusively for seniors, generally over 55 years of age. They are age-targeted communities that offer amenities, social activities and freedom from home maintenance. There are a wide variety of housing options ranging from apartment style living to freestanding homes. Cottages and condominiums are also available depending upon the community.
Residents are seniors who do not require assistance with daily activities or 24/7 skilled nursing but may benefit from convenient services, increased social opportunities and senior-friendly surroundings. Most independent living communities do not offer medical care or a nursing staff, as independent residents need little or no assistance with activities and daily living. However, if extra assistance is needed you can always hire in-home help as it becomes necessary.
Many retirement communities offer dining services, basic housekeeping and laundry services, transportation to appointments and errands. Some even offer live-in managers, emergency alert systems and amenities such as onsite beauty and barber salons, clubhouses, pools and spas.
Independent senior living properties do not provide health care or assistance with daily living needs. If a senior is in need of medication help, eating, dressing, bathing or toileting than independent living is not the retirement option for you.
There are many types of independent living facilities, from apartment complexes to separate homes that range in cost and the services provided.
Types of facilities and retirement homes are:- Low-Income or subsidized senior housing.
- Senior apartments or congregate care housing – Rent may include community services such as recreational programs, transportation and meals served in a communal dining room.
- Retirement homes/retirement communities – These units can be single-family, duplexes, mobile homes, townhouses or condominiums. Additional monthly fees may be charged to cover services such as outside maintenance, recreation centers or clubhouses.
- Continuing Care Retirement Communities (CCRCs) – The main benefit of a CCRC is that you only need to relocate once and can maintain your independence for as long as possible. There is a spectrum of care from independent living to nursing home care in the same community. If residents begin to need more care than they can be transferred to an assisted living facility or nursing facility on the same site.
In the U.S., Medicare does not cover the cost of independent living. The average monthly cost of independent living ranges from about $1,500 to $3,500. It would be helpful for anyone considering a move to independent living to prepare a budget to estimate cost’s, taking into account that residents are expected to cover other expenses such as medical bills. It is important that you can comfortably handle the initial investment and the monthly fees. CCRCs usually require a large entrance fee, which covers some of the costs associated with higher care levels. Residents then pay a monthly rent, which increases as care levels increase.
Other names for Independent livings are:- Retirement Communities
- Retirement Homes
- Congregate Care
- 55+ or 62+ Communities
- Active Adult Communities
- Senior Apartments or Senior Housing
- Continuing Care Retirement Community
Seniors who may benefit from less home upkeep and increased access to nutritious meals, social interaction, physical and mental stimulation, and transportation make ideal independent senior living community residents!